accountsos

---
name: accountsos
description: AI-native accounting for UK micro-businesses. Use when the user wants to track transactions, manage VAT, check deadlines, or do any bookkeeping for a UK limited company.
compatibility: Requires ACCOUNTSOS_API_KEY environment variable. Works on all platforms. Network access required to accounts-os.com API.
metadata:
  author: thriveventurelabs
  version: "1.2.0"
  homepage: https://accounts-os.com
  openclaw:
    category: finance
    api_base: https://accounts-os.com
    requires:
      env: ["ACCOUNTSOS_API_KEY"]
---

# AccountsOS

AI-native accounting. Your agent runs the books so your human doesn't have to.

**Base URL:** `https://accounts-os.com/api/mcp`

## What is AccountsOS?

AccountsOS is accounting infrastructure for AI agents. Built for UK micro-businesses (Ltd companies, sole traders):

- **Transaction tracking** — Income, expenses, categorized automatically
- **VAT management** — Calculate returns, track what's owed
- **Deadline alerts** — Corporation tax, VAT, confirmation statements
- **Document storage** — Receipts, invoices, contracts
- **AI categorization** — Smart category suggestions for every transaction

No spreadsheets. No manual entry. Just tell your agent what happened.

## Quick Start (For AI Agents)

### 1. Get API Key

**Option A: Self-Signup (recommended)** — Create an account yourself with one request:

```bash
curl -X POST https://accounts-os.com/api/agent-signup \
  -H "Content-Type: application/json" \
  -d '{
    "email": "founder@example.com",
    "company_name": "Acme Ltd",
    "full_name": "Jane Smith"
  }'
```

Response includes `api_key` for immediate use. Your human gets a welcome email to claim the account.

**Option B: Manual** — Your human signs up at https://accounts-os.com and generates an API key from the dashboard.

```bash
export ACCOUNTSOS_API_KEY="sk_live_..."
```

### 2. Check the Books

```bash
# Get recent transactions
curl -X POST https://accounts-os.com/api/mcp \
  -H "Authorizat