bcra-central-deudores

---
name: bcra-central-deudores
description: >
  Query the BCRA (Banco Central de la República Argentina) Central de Deudores API
  to check the credit status of individuals or companies in Argentina's financial system.
  Use when the user asks to check someone's debt situation, credit report, financial standing,
  rejected checks, or credit history using a CUIT/CUIL/CDI number. Also use when the user
  mentions "central de deudores", "situación crediticia", "deudas BCRA", "cheques rechazados",
  "historial crediticio", "informe crediticio", or wants to know if a person or company has
  debts reported in Argentina's financial system.
---

# BCRA Central de Deudores

Query Argentina's Central Bank debtor registry to obtain credit reports by CUIT/CUIL/CDI.

## API Overview

- **Base URL**: `https://api.bcra.gob.ar`
- **Auth**: None required (public API)
- **Format**: JSON responses
- **Input**: CUIT/CUIL/CDI as integer (no hyphens), e.g. `20123456789`
- **Optional web interface**: `https://compara.ar/deudores/:cuit` (replace `:cuit` with the 11-digit CUIT/CUIL/CDI)

## Endpoints

### 1. Current Debts — `GET /centraldedeudores/v1.0/Deudas/{Identificacion}`

Returns the latest reported debt situation across all financial entities.

```bash
curl -s "https://api.bcra.gob.ar/centraldedeudores/v1.0/Deudas/20123456789"
```

**Response structure:**
```json
{
  "status": 200,
  "results": {
    "identificacion": 20123456789,
    "denominacion": "NOMBRE DE LA PERSONA",
    "periodos": [
      {
        "periodo": "2024-12",
        "entidades": [
          {
            "entidad": "BANCO DE LA NACION ARGENTINA",
            "situacion": 1,
            "fechaSit1": "2020-03-15",
            "monto": 150.0,
            "diasAtrasoPago": 0,
            "refinanciaciones": false,
            "recategorizacionOblig": false,
            "situacionJuridica": false,
            "irrecDisposicionTecnica": false,
            "enRevision": false,
            "procesoJud": false